What lengths of finance do you offer on Klarna?
We offer multiple different finance products through 4 different companies, V12 Finance, PayPal, Klarna and AppToPay.
They are all very easy to apply for and the decision is very quick.
Please select your desired length of finance term from the dropdown below to see the various finance options we have with the minimum spends for each, or see the whole table below.
| Time | Finance Type | Finance Company | Min. Spend | Max. Spend | Approval Time |
|---|---|---|---|---|---|
| Pay in 30 Days | Interest Free | Klarna | £0.00 | £1,000.00 | Instant |
| 3 Months |
Interest Free | Klarna | £35.00 | £1,000.00 | Instant |
| Interest Free | PayPal | £30.00 | £20,000.00 | Instant | |
| 4 Months | Interest Free* | PayPal | £99.00 | None | Instant |
| 6 Months |
Interest Free | PayPal | £99.00 | £20,000.00 | Instant |
| Interest Free | V12 Finance | £250.00 | £15,000.00 | Up to 24 Hours | |
| 9 Months | Interest Free | V12 Finance | £500.00 | £15,000.00 | Up to 24 Hours |
| 12 Months |
Interest Free | PayPal | £250.00 | £20,000.00 | Instant |
| Interest Free | V12 Finance | £750.00 | £15,000.00 | Up to 24 Hours | |
| 24 Months |
Interest Free | PayPal | £750.00 | £20,000.00 | Instant |
| 15.9% APR | V12 Finance | £250.00 | £15,000.00 | Up to 24 Hours | |
| 36 Months | Interest Free | PayPal | £1,000.00 | £20,000.00 | Instant |
| 15.9% APR | V12 Finance | £250.00 | £15,000.00 | Up to 24 Hours | |
| 48 Months | 15.9% APR | V12 Finance | £250.00 | £15,000.00 | Up to 24 Hours |
| 60 Months | 15.9% APR | V12 Finance | £250.00 | £15,000.00 | Up to 24 Hours |
* Any remaining balance due after the 4-month promotional period or any transactions under £99.00 will be charged interest at 23.9% p.a. (variable)
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