When will my first finance payment be taken?

Klarna
The first payment is taken at the time the order ships.

V12 Finance
The first payment is taken 30 days after the order ships.

PayPal Pay Later
The first payment will be taken as part of the customers billing cycle, whenever that may be.
For example if a customer is billed on the 8th of every month but taken out an instalment offer on the 10th, their first payment will be on the due date of their next billing cycle the following month.